Muskan, Ek Samajik Sanstha

        सेवा परमो धर्म:   

Muskan

" एक सामाजिक संस्था "

Mahila Uddyamo ke liye Start-up India Yojana

Mahila Uddyamo ke liye Start-up India Yojana

Mahila Uddyamo ke liye Start-up India Yojana

'Startup India Scheme' was a scheme that targets towards the improvement of STs, SCs and women entrepreneurs has been launched recently on 5th April 2016 by PM Narendra Modi at Noida. The implementation of Stand up India would include of ministers like Tourism, Culture, Finance and Governor UP. This is mainly a wonderful scheme through which the government will be motivated to introduce new small industries that include proper guidance, loan facility, and friendly environment. Through this scheme, the skill development training will also be afforded.

A Brief view on Stand up India

Initially, the stand-up India scheme aims at promoting the entrepreneurship among the STs, SCs, and women by providing finances up to Rs. 10 lakhs to Rs. 100 lakhs, in establishing their new businesses. This scheme is supposed the benefit the utmost number of people who are entrepreneurs from STs and SCs. Unlike any other schemes to improve the status of the Indian economy, the PMs "Stand Up India" scheme has a powerful motive to make India as a developed nation in 2022. As a primary step, Indian government started this wonderful scheme with aid of several private bodies including internet giant Google & Life Insurance Corporation of India that will play a massive role in developing new start-up enterprises through this scheme.

Eligibility Of Stand Up India

The scheme 'Stand up India' is an initiative to motivate new business ideas which have plenty of eligibility criteria which one must follow prior to applying for this scheme.

  • The company should be a registered LLP, a partnership of individual entity.
  • The age of company should not exceed 5 years of age
  • The product must be connected with commercialism
  • Certification from DIPP
  • The applicant must be a member of OBC, SC or ST community. Women candidates particularly widows can apply for this scheme.
  • Annual turnover should be less than or equal to 25 crores
  • Applicants must be 18 years of age
  • Applicants must not be defaulters at any bank or financial institution.
  • Under this scheme, loans are provided only for Green Field Project. In this context, Greenfield means that the beneficiary is creating for the first time in the construction or business or services sector.

Key Features Of Stand Up India Loan Scheme

  • The entrepreneurs will be provided with a debit card known as Rupay, particularly for the withdrawals of working capital.
  • Besides from facilitating loan, entrepreneurs can get several support services such as marketing, training and so on under this scheme
  • Refinance window will be found, initially established with a corpus of Rs. 10, 000 crores through SIDBI.
  • Credit assurance will be established with a corpus of Rs. 5000 crore through NCGTC.
  • A unique web portal for the sake of serving loan seekers with their online registrations & other support services
  • A detailed credit history including all the borrowers will be created.

Objective Of Stand Up India Loan Scheme

The main objective of this scheme is to provide a strategic benefited obtained with institutional credit structure for these underserved sections of the nation in SC, ST and women borrowers. The proposed scheme is also created to acquire synergies with the other such schemes in-action of various departments. The scheme also creates a charging & service station for facilitating the emergence and growth of micro and small enterprises and also creating numerous opportunities for entrepreneurs.

How To Enrol/Apply For Stand Up India Scheme

All the entrepreneurs who are either member of scheduled caste & scheduled tribes community and women who wish to enroll themselves in Stand Up India scheme to avail its numerous benefits. Form fill up for 'Stand Up India' scheme will available in the official portal. As per the sources of SIDBI, the government has planned to establish stand up connect centers that will be the offices of the SIDBI & NABARD. Beneficiaries need to visit over these SUCCs for enrolment.

Benefits Of Stand Up India Scheme

Already there was plenty of schemes implemented related to employment in India. Unlike other such schemes that assure to provide jobs to the seekers, the Stand Up India Yojana is highly beneficial for all backward people who are expecting to set-up their own firm. This scheme is highly beneficial for women entrepreneurs & backward classes in the economy; it also offers some other advantages like tax benefits. Some of the benefits under this scheme include of:

  • Start-Up Financing: This scheme is implemented to finance the start-up business in India. Plenty of startups fail to get success due to the financial instability. Therefore this scheme is purposefully designed for the start-up financing
  • Pre-loan Training: Before getting the loan, the government experts will offer training for those who are not updated technologically.
  • Refinancing: Not only start-up financing but also, there is a provision of refinancing option particularly for the windows and their start-up business.
  • Business Types: There are plenty of business types available under this scheme. Anyone can begin any kind of business. As today, we all are partially or fully depending on the technology so online marketing, e-commerce, internet research are some of the new business which is massively taking over the internet. All these businesses are highly supported through this scheme.
  • Tax-Free: Through this scheme, the applicant will avail 3 years of tax relaxation. It means after establishing their business applicants, you need not pay income tax for next three years time.

Essential Documents For Stand Up India Loan Scheme

  • Proof of residence
  • Proof of Aadhaar card for identity
  • Pan card
  • Proof of Business Adress
  • Caste certificate for Scheduled Tribes/Scheduled Castes
  • Passport Size Photos
  • Bank account statement
  • Latest income tax return
  • Statements of promoters of assets & liabilities     
  • Rent Agreement ( in terms of rented business premises)
  • Project report
  • Clearance certificate from pollution control board, if needed
  • Rent agreement (if rented business premises)
  • Passport size photo

Application Process For Stand-Up India Loan Scheme

The application process for stand-up India loan scheme can be accomplished in 3 methods

  • Online application via web portal
  • Directly at bank branch
  • Through its foremost district manager

2. Applications visit the website www.standupmitra.in website for getting online application
3. After that, click on the link https://www.standupmitra.in/Login/Register after answering the fewer small questions to get registered
4. After successful registration, click https://www.standupmitra.in/Login for login.
5. Now enter the username & password to enter the website
6. After logging into the website, fill up the application form. The application will be directly sent to the loan department & your chosen bank.

Thus, Mahila Uddyamo ke liye Start-up India Yojana is good scheme launched for SC or ST to provide a loan amount of Rs. 10 lakh to 1 crore to establish the green industry.

Donate Now !
Apply For Franchise Now !
Facebook Google Twitter LinkedIn Pinterest Tumblr Reddit StumbleUpon Digg Email Print

Muskan Youtube Chanel Muskan Facebook Page


Copy Right 2016 © muskanforall.com All rights reserved.

fbq('track', 'CompleteRegistration');